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In today's residential real estate market too many homeowners are unfortunately struggling with their mortgage payments and possibly facing the loss of their homes due to foreclosure. However, for many, there’s an alternative solution to this distasteful event and that solution is called a “SHORT SALE”. This is a term, until recently, rarely used in the lending community.  Sadly, not enough homeowners are aware of it’s existence or definition. A short sale, simply stated, is where the lender agrees to allow the property to be sold for less than the loan against it, rather than forcing the property into foreclosure.